Privacy Policy
Effective Date: March 24, 2022
This Privacy Policy Statement (“ Policy ”) outlines Plutonomic Savtech Private Limited’s (“ Company ”, “ we ” or “ us ”) practice in relation to the storage, use, processing, and disclosure of personal data that you have chosen to share with us when you access our website https://www.tarrakki.com and mobile
Information we collect
Please read the following terms of the Policy carefully to understand our practices regarding your personal data and how we will treat it. This policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. 4.Capitalised words in the Policy shall have the same meaning ascribed to them in the Terms and Conditions (“ Terms ”), available at https://www.tarrakki.com/tos/. Please read this Policy in consonance with the Terms. 5.By using the Platform, you consent to the collection, storage, use, and disclosure of your personal data, in accordance with, and are agreeing to be bound by this Policy. We will not collect any information from you, except where it is knowingly and explicitly provided by you. 6.This Policy together with our Terms applies to your use of: a.The Platform, once you have downloaded or streamed a copy of the same onto your mobile telephone or handheld device or computer (“ Device ”). b.Any of the services accessible through the Platform (“ Services ”) that are available on the Platform. 7.This Platform is not intended for children and we do not knowingly collect data relating to children. 8.We will handle personal data appropriately, in line with the circumstances. If any intended use of personal data goes beyond the purposes envisioned during collection, we will notify you of such new purpose(s) to use your personal data. 9.This policy is provided in a layered format, so you can click through to the specific areas set out below.
Information we collect
Information you give us - This is the information (including identity, contact, financial, and marketing and communications data) you consent to giving us about you by filling in forms on the Platform, or by corresponding with us (for example, by email or chat). It includes information you provide when you register to use the Platform, download or register or subscribe to any of our Services, search for a Service, make an in-Platform purchase, share data via Platform’s social media functions, enter a competition, promotion or survey, or other activities commonly carried out in connection with the Platform and when you report a problem with the Platform and our Services. If you contact us, we will keep a record of the information shared during the correspondence.
We collect data by way of ‘cookies’. Cookies are small data files which are sent to your browser from the Platform and are stored on your computer or device (hard drive). The cookies shall not provide access to data in your computer or device such as email addresses or any other data that can be traced to you personally. The data collected by way of cookies will allow us to administer the Platform and provide you with a tailored and user-friendly service. The cookies shall enable you to access certain features or Services of the Platform. Most web browsers and devices can be set to notify when you receive a cookie or
We implement certain security measures including encryption, firewalls, and socket layer technology to protect your personal information from unauthorised access and such security measures are in compliance with the security practices and procedures as prescribed under the Information Technology Act, 2000 and the applicable rules (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information Rules, 2011). However, you agree and acknowledge that the above-mentioned measures do not guarantee absolute protection to the personal information and by accessing the Platform, you agree to assume all risks associated with disclosure of personal information arising due to breach of firewalls and secure server software.
Our Platform may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates (“ Third Party Websites ”). Please note that the Third Party Websites and any services from them, that may be accessible through our Platform have their own privacy policies. We do not accept any responsibility or liability for the policies or for any personal data that may be collected through the Third Party Websites or their services. Please check their policies before you submit any personal data to such websites or use their services.
Consent for Collection and Use of Personal Information
At Plutonomic Savtech Pvt Ltd, we are committed to protecting your personal data in compliance with the Digital Personal Data Protection Act, 2023 (DPDP Act). This Act governs the lawful and transparent processing of personal data, including sensitive personal information such as your PAN, Aadhaar, and other identifiers, ensuring your rights are safeguarded.
Purpose of Data Collection and Use:
By providing your personal information, you consent to its collection, processing, storage, and use for the following purposes:
1. Verifying your identity for compliance with Know Your Customer (KYC) and other regulatory requirements.
2. Enabling secure access to financial and investment products and services.
3. Facilitating regulatory and statutory obligations, including reporting to authorized agencies or regulators.
4. Enhancing and personalizing your user experience on our platform.
5. Sharing your data with authorized third parties, such as financial institutions, payment aggregators, or regulatory bodies, solely for the above purposes and as required by law.
Legal Basis for Processing:
This data is processed in accordance with the principles of the DPDP Act, including:
1. Consent: Your explicit and informed consent is obtained before collecting your sensitive personal data.
2. Purpose Limitation: Your data will only be used for the purposes stated above.
3. Data Minimization: We collect only the information necessary to fulfill the specified purposes.
4. Retention: Your personal data will be retained only for as long as required for legal or business purposes, after which it will be securely deleted or anonymized.
Your Rights:
Under the DPDP Act, you have the following rights:
• The right to access and correct your personal data.
• The right to withdraw your consent at any time.
• The right to file a grievance if you believe your data has been mishandled.
Consent Withdrawal:
If you do not wish to provide your consent or later decide to withdraw your consent, you may do so by contacting us at info@tarrakki.com. Please note, however, that withdrawal of consent may limit our ability to provide certain services to you.
Security Measures:
We implement robust organizational and technical measures to protect your personal data against unauthorized access, loss, or misuse.
For further details, please refer to our complete Privacy Policy or reach out to our Data Protection Officer at saumya@tarrakki.com.
Terms and Conditions
Effective Date: March 24, 2022
This Privacy Policy Statement (“ Policy ”) outlines Plutonomic Savtech Private Limited’s (“ Company ”, “ we ” or “ us ”) practice in relation to the storage, use, processing, and disclosure of personal data that you have chosen to share with us when you access our website https://www.tarrakki.com and mobile
Information we collect
Please read the following terms of the Policy carefully to understand our practices regarding your personal data and how we will treat it. This policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. 4.Capitalised words in the Policy shall have the same meaning ascribed to them in the Terms and Conditions (“ Terms ”), available at https://www.tarrakki.com/tos/. Please read this Policy in consonance with the Terms. 5.By using the Platform, you consent to the collection, storage, use, and disclosure of your personal data, in accordance with, and are agreeing to be bound by this Policy. We will not collect any information from you, except where it is knowingly and explicitly provided by you. 6.This Policy together with our Terms applies to your use of: a.The Platform, once you have downloaded or streamed a copy of the same onto your mobile telephone or handheld device or computer (“ Device ”). b.Any of the services accessible through the Platform (“ Services ”) that are available on the Platform. 7.This Platform is not intended for children and we do not knowingly collect data relating to children. 8.We will handle personal data appropriately, in line with the circumstances. If any intended use of personal data goes beyond the purposes envisioned during collection, we will notify you of such new purpose(s) to use your personal data. 9.This policy is provided in a layered format, so you can click through to the specific areas set out below.
Information we collect
Information you give us - This is the information (including identity, contact, financial, and marketing and communications data) you consent to giving us about you by filling in forms on the Platform, or by corresponding with us (for example, by email or chat). It includes information you provide when you register to use the Platform, download or register or subscribe to any of our Services, search for a Service, make an in-Platform purchase, share data via Platform’s social media functions, enter a competition, promotion or survey, or other activities commonly carried out in connection with the Platform and when you report a problem with the Platform and our Services. If you contact us, we will keep a record of the information shared during the correspondence.
We collect data by way of ‘cookies’. Cookies are small data files which are sent to your browser from the Platform and are stored on your computer or device (hard drive). The cookies shall not provide access to data in your computer or device such as email addresses or any other data that can be traced to you personally. The data collected by way of cookies will allow us to administer the Platform and provide you with a tailored and user-friendly service. The cookies shall enable you to access certain features or Services of the Platform. Most web browsers and devices can be set to notify when you receive a cookie or
We implement certain security measures including encryption, firewalls, and socket layer technology to protect your personal information from unauthorised access and such security measures are in compliance with the security practices and procedures as prescribed under the Information Technology Act, 2000 and the applicable rules (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information Rules, 2011). However, you agree and acknowledge that the above-mentioned measures do not guarantee absolute protection to the personal information and by accessing the Platform, you agree to assume all risks associated with disclosure of personal information arising due to breach of firewalls and secure server software.
Our Platform may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates (“ Third Party Websites ”). Please note that the Third Party Websites and any services from them, that may be accessible through our Platform have their own privacy policies. We do not accept any responsibility or liability for the policies or for any personal data that may be collected through the Third Party Websites or their services. Please check their policies before you submit any personal data to such websites or use their services.